Our education system mostly focuses on short-term career goals over long-term life goals. Given the way the system’s designed, most students and parents end up focussing on marks over their learning and skills.
Why not. Marks indicate performance levels, and are required for admission to college and further courses. These courses, in turn, are designed to lead the students towards their objective – start earning money!
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ToggleMoney – A Basic Human Need?
As per NASA, we require food, water, air, and shelter to survive. But unless we are still living in prehistoric ages when we were hunter-gatherers and stayed in caves, everything now costs money. Well, except for air. Then given the rising pollution levels, one won’t be surprised if even clean air will cost money someday!
Yes, the need for money is universal and basic. Whether we like it or not, we really can’t live without money.
In fact in the pyramid of human needs, money should form the very base, given that all other needs are dependant on it!
Why do we lack Financial Literacy
The importance of financial literacy is not typically felt in early school years and hence does not come in parents’ and children’s short-term focus. It’s mostly a vitamin versus a paracetamol at this stage – good to have but not really urgent.
However, once out of school, finance is the single-most important skill one will need!
Think about it: someone who has studied Electrical or Accounting or Computers may switch their careers any time. Careers keep changing and people keep hopping from one career stream to another, but the need for earning money remains constant. It remains so till the very end of life!
Money is a significant factor that determines your quality of life!
What does a Financial Literacy Program Teach
Financial Literacy program is designed to teach important financial concepts in savings, investing, money management, risk, money behaviour, attitude, etc that are required for a financially stress-free and a better quality of life.
Financial Literacy Program focusses on the important long-term life skill of money. A Financial Literacy Program helps you to learn to earn, manage and grow your money.
It makes money your friend. So your base is sorted.
So all your basic human needs are met, and many more!
This is where Finkeyz Financial Literacy Program comes in!